Why Telematics?

Your data is stored in secure cloud environments using industry-standard security practices, featuring state-of-the-art encryption to safeguard your information. Access to this data is limited to your fleet, designated insurance agency, individuals you choose to share the data with through our Safety Platform, and in the event if we are required to share your data with law enforcement. We never sell or trade data for any purpose.

No. Your rate is locked during your policy and will not change mid-term, even in the event of an accident or claim.

Yes. Your fleet receives its full safety discount upfront and is active for your full policy term. Improved safety during your policy term can help stabilize your premiums over time.

GPS location, speed, time information, VINS for all vehicles, odometer readings and safety event counts such as harsh braking and acceleration. Nirvana also pulls camera data but only in the event of an accident.

No. Nirvana will not use crash alerts from your telematics devices to create claims on your behalf. It is up to the fleet to report claims to Nirvana.

If you choose not to bind a policy with Nirvana, we respect this decision and will not pull additional data moving forward without your consent.

Nirvana does not actively monitor dash cam footage and cannot watch drivers in real-time. Nirvana will only pull footage in the event of a claim to help quickly resolve your claim and exonerate drivers when they are not at fault.